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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Wailea, Lahaina, Kapalua and Maui real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Selling Your Home >Playing It Safe

Conduct a thorough check for any safety hazards when you are getting your house ready to put on the market. You may be accustomed to the worn tread on the stairs, toys in the hallway, or closets that deposit their contents at your feet when the door is opened, but strangers won't be as intuitive as you are. They will be vulnerable to those little "hazards" as they walk through your home, turning on the faucets, opening closet doors, and going up and down the stairs.

The stairs are a good place to begin your safety check. Could someone tall accidentally bang their head on a beam, pipe or the ceiling as they go up or down? Is the carpeting on the stairs securely fastened? An area rug should have a non-slip mat underneath.

Safety is important because someone who is injured in your home could sue you for damages. This doesn't happen often, but if it does, it can be extremely unpleasant. "Better safe than sorry" applies to homes as well--especially when they are for sale and open to visits from potential buyers.

See All Tips In The "Selling Your Home" Category >
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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
See More Real Estate Trivia >


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Katy Gallagher Hawaii Real Estate Team, REALTOR®, real estate agent and broker for Wailea, Lahaina, Kapalua and Maui, Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Katy Gallagher - Broker, Hawaii Real Estate Team
MRV Real Estate, Inc.

161 Wailea Ike Place, #C101
Wailea, HI 96753
808-264-0570
Fax: 808-442-9002
katygallagher@NUMBER1EXPERT.com

Katy is a full-time, professional REALTOR specializing in the sale and marketing of homes throughout Maui. Katy also manages vacation and long term rental properties. She was a Licensed General Residential Appraiser with seven years of experience in the field, and a published author of two appraisal text books. Backing her professionalism with 15 years of computer systems and components marketing and sales experience, Katy's knowledge and understanding of real estate in Maui is truly outstanding.


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