All agents are NOT alike! Find out why we are top real estate experts. Call us: 808-264-0570.

Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Katy Gallagher Hawaii Real Estate Team is one of The Top Selling Real Estate Experts™
Find Out More >

Coming Soon
Find Out More >

Welcome to Gallagher Hawaii Real Estate Team's Wailea, Lahaina, Kapalua and Maui Real Estate Website

Welcome! Here You Can Find Great Information on Wailea, Lahaina, Kapalua and Maui, Hawaii Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Wailea, Lahaina, Kapalua and Maui real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Wailea, Lahaina, Kapalua and Maui real estate agents, we have the experience and track record you are looking for. Please let us help.

- Katy Gallagher Hawaii Real Estate Team

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

	See All Tips In The "Self Employed" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the world's most expensive Monopoly set?
A	San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
See More Real Estate Trivia >

Katy Gallagher Hawaii Real Estate Team, REALTOR®, real estate agent and broker for Wailea, Lahaina, Kapalua and Maui, Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Katy Gallagher - Broker, Hawaii Real Estate Team
MRV Real Estate, Inc.
161 Wailea Ike Place, #C101
Wailea, HI 96753
808-264-0570
Fax: 808-442-9002
katygallagher@NUMBER1EXPERT.com

Katy is a full-time, professional REALTOR specializing in the sale and marketing of homes throughout Maui. Katy also manages vacation and long term rental properties. She was a Licensed General Residential Appraiser with seven years of experience in the field, and a published author of two appraisal text books. Backing her professionalism with 15 years of computer systems and components marketing and sales experience, Katy's knowledge and understanding of real estate in Maui is truly outstanding.

www.KatyinHawaii.com is brought to you by Katy Gallagher Hawaii Real Estate Team
NUMBER1EXPERT™ in real estate for Wailea, Lahaina, Kapalua and Maui, Hawaii

Read Gallagher Hawaii Real Estate Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge